Benefits of Stock Based Loans

The global economy has changed a lot in the recent times. These changes have forced banks and lending institutions in the world to review their lending regulations. Most of these establishments have tightened their lending criteria. Borrowers say that the lending firms have added many clauses in their policies, raised the interest rates and added more loan qualifications requirements, making the whole process very complicated and difficult. Many people are not able to acquire loans to boost their businesses due to these new policies.

Equities First Holdings is a lending firm that was established several years ago, and it is focusing on changing the lives of many individuals who cannot qualify for regular loans. In a recent study, Equities First Holdings discovered that stock-based loans had gained more popularity in the recent times, and they were the choice of many businessmen. The increase in the popularity of these loans has increased because of several reasons.

According to Equities First Holdings, stock-based loans use publicly traded stocks as collateral, and they have a slightly higher LTV when compared to the margin loans which have a percentage of ten to fifty. With the margin loans, the client has to specify why they need to acquire the loan. However, with the stock-based loans, this is not necessary, and the borrowers can use their loans whoever they want. The rates on these loans are also constant, and it doesn’t change in its lifetime like the margin loans and more information click here.

Loans from Equities First are easy to process. Unlike the conventional loans where the customer has to undergo a long process that takes weeks or even months, the stock-based loans are simple. They are given fast, as long as the client has publicly traded stocks or bonds to use as collateral. The risks involved in these loans is also very minimal to the clients. Since it was established, Equities First Holdings has completed more than seven thousand transactions, and it has earned the respect of many customers in the world.

More visit: https://beta.companieshouse.gov.uk/company/08120457

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